How Does a Merchant Cash Advance Work?

Understanding MCAs, how they work and if they're a suitable option for your business.

A merchant cash advance (MCA) helps businesses that use card terminals for payments to better handle cash flow fluctuations, especially during seasonal periods. The lender will provide a lump sum of cash to a business in exchange for a small percentage of its future revenue streams.

MCAs also have the potential for repeat funding once settled, providing an ongoing source of capital for retail businesses.

To learn more about the benefits and uses of this business finance product, explore our merchant cash advance solutions page or get in touch with our team. We're here to help!