Accelerate your business' growth with flexible asset and equipment finance, matched to your needs. Secure funding to acquire essential tools and technology to help you stay ahead of the competition.
Check your eligibility
Asset and equipment finance falls under two categories, hard and soft assets. We explain the differences below:
Hard assets are high-value items, often types of machinery and vehicles required to keep your business moving. These are long-term assets that can retain their value for many years.
Soft assets are lower-value items that help staff perform their jobs and provide a productive working environment, such as furniture, IT and security equipment, telecoms and sector-specific tools.
Asset finance is a type of financing that enables businesses to acquire the equipment, machinery and other assets they need to operate, without having to pay the full purchase price upfront.
Secure your funding
Asset and equipment finance falls under two categories, hard and soft assets. We explain the differences below:
Hard assets are high-value items, often types of machinery and vehicles required to keep your business moving. These are long-term assets that can retain their value for many years.
Soft assets are lower-value items that help staff perform their jobs and provide a productive working environment, such as furniture, IT and security equipment, telecoms and sector-specific tools.
Our asset finance loans help you procure essential assets without a big upfront cost, giving your teams the tools they need and keeping you up with the latest technology.
From hire and lease purchases to refinancing solutions, our team of lending experts will work with you to secure finance that helps you achieve your goals and stimulate future growth, whatever sector you're in.
Finance for padel facilities
Asset finance can help businesses invest in the equipment and infrastructure needed to develop and grow a leisure facility. If you're planning a new padel venue or expanding an existing facility, explore our Padel Court Finance options.
Monthly manageable payments, instead of a large upfront cost for the equipment or machinery.
Access funding to purchase the equipment you need to operate and grow your business without waiting or delays.
Asset finance loans include fixed monthly payments, providing businesses with predictable expenses and the ability to plan cash flow effectively.
Enjoy flexible financing options, including varying repayment terms, interest rates and financing periods to fit your requirements.
Upgrading equipment can be expensive. Asset finance allows you to stay up-to-date with the latest technology by providing quick access to funds.
Access to the latest tools and technology can give you an advantage over your competitors that may still be using outdated equipment.
A hire purchase is designed to help businesses to expand and operate efficiently, providing flexible ways to buy new equipment without large upfront costs.
Doesn't disrupt cash flow
Increases affordability of assets
Competitive interest rates
Own the asset after final instalment
VAT paid upfront or deferred for up to 3 months
Repayment terms 1 – 7 years
Balloon payments available
In a lease arrangement, you have sole use of the asset but it belongs to the lender for an agreed duration, in which you make monthly instalments.
Option to purchase item at the end of the term
Can access higher specification machinery
Pay instalments rather than large upfront costs
Flexible repayment terms
VAT paid on monthly instalments
Repayments are 100% tax deductible
No deposit options available
Helping a young entrepreneur to achieve his dream of setting up his first franchise restaurant.
Secured £220k funding for a full restaurant fit-out
Restaurant opened on time and serving customers
Successfully found a lender despite being turned down elsewhere
Millbrook went above and beyond on all fronts, and now my dream business has become a reality! Always available to discuss anything and have done their utmost to help achieve the goals set out to help launch my business.
A plant hire business wanted to invest in additional construction equipment to keep up with customer demand.
£55k secured through hire purchase
Scaffolding equipment, generators and modular buildings acquired
Deal completed in 48 hours with a low interest rate
With our assistance, this plant hire business has been able to expand its offering, meet customer expectations and stay ahead of industry competitors - all thanks to a low-interest rate hire purchase agreement that was secured within 48 hours!
A family run business needed to raise £30k to pay for in-demand arcade games to entertain guests during their stay.
Successfully funded challenging equipment to place
Achieved record summer profits
Found a deal despite existing debt
With summer on the way, my client wanted to refresh their amusement arcade to boost their entertainment offering to their customers. Through Millbrook's extensive lending network, I was able to secure funding on hard to fund equipment.
We helped a manufacturer secure asset finance for two much-needed resin dispensing machines to improve their operations.
Found a lender which offered payment in advance
Competitive interest rates
Client has since returned for further finance needs
Helping clients to secure the machinery and equipment they need to operate is what we do best. We always look for the most competitive rate and work to find a finance solution to achieve your objectives.
This new start gym had struggled to find funding with multiple lenders, casting doubt on their business dreams.
£35k arranged through new start asset finance
Funding for 32 pieces of state-of-the-art gym equipment, including a Smith Machine and leg, chest and shoulder press machines.
We specialise in hard to fit deals, so even if you've been turned down elsewhere, it doesn't have to be the end of line for your business dreams.
Our business finance specialists have over 60 years of collective experience working in commercial finance. We support companies across a wide variety of industries and have access to over 100 UK lenders to approve finance in almost any sector.
FAQS
Ready to apply for asset and equipment finance? Enhance your productivity and future proof your business with Millbrook's solutions.
Start your application
Business finance can be complicated. To help you make sense of the options available, we've created this handy interactive Business Finance Checklist.
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