Franchise financing solutions - hero

Franchise loans that get you going and keep you growing

In today's economy, franchising offers exciting business opportunities, but funding can be a major barrier. With Millbrook's franchise financing solutions, getting up and running has never been easier.

Start-up costs can be your biggest outlay. Our flexible business loans can kick-start your project, whilst asset and equipment finance agreements enable you to acquire the kit you need to make your franchise a success.

Business Loans

Get an unsecured or secured business loan, based on your needs and status, to fund your franchise.


Kit-out, refurbish and upgrade premises


Cover franchise fees, rent deposits & solicitor costs


Recruit, train and retain staff


Access capital for expansion plans


Boost marketing and advertising efforts


Keep inventory levels healthy


Access capital to cover short-term cash flow disruption

Asset Finance

Hire and acquire key assets and equipment to put your franchise on the path to success.


Full restaurant, shop, office fitout


Point-of-sale (POS) systems


Indoor & outdoor furniture for premises


Cleaning equipment


Signage, fixtures & branding assets


Security systems


Delivery vehicles

Solving key industry challenges

Seize new opportunities with franchise financing solutions

We understand the key factors to consider when starting a franchise, from fitting out your branch and recruiting the right people to initial operating costs. Our franchise finance solutions are tailored to your specific needs to empower your project!

Get funded today Apply for Franchise financing

Finance your franchise related fees

Fund the buy-in to your dream franchise and get started on the right foot.

Fit out your premises

Furnish your new branch with everything you need with our tailored asset and equipment finance.

Fund early operating costs

Our franchise financing solutions ensure initial start-up costs don't hinder your early success.

All hands on deck from day one

Hire the staff you need without worrying about mammoth wage costs up front.

Keep a healthy cash flow once up and running

Merchant cash advances ease cash flow with loans repaid as a percentage of your transactions.


Financing solutions tailored to your needs

Millbrook offers more than just business loans and asset finance. We have extensive flexible financing options to meet any funding need. Browse our full range of finance products or head to our solutions overview page.

Business Loans

Get fast unsecured and secured business loans from £25k–£25m.

check-dark-green For any business purpose
check-dark-green Up to 10 years repayment terms
check-dark-green Funding approved within 8 hours
Learn more

Recovery Loan Scheme

Recover from the pandemic with this government-backed initiative.

check-dark-green 70% government backed
check-dark-green Up to £2m per business
check-dark-green Available in addition to CBILs & BBLs
Learn more

Asset & Equipment Finance

Support your business growth without impacting your cash flow.

check-dark-green Purchase any asset
check-dark-green Simple application process
check-dark-green Repayment terms up to 7 years
Learn more

Vehicle Finance

Fund any vehicle purchases, from vans and lorries to supercars.

check-dark-green Flexible deposits available
check-dark-green Tailored balloon payments
check-dark-green Hire purchase, lease or refinance
Learn more


Release cash equity from owned assets or obtain better terms on existing finance agreements.

check-dark-green Release cash from your equipment
check-dark-green Obtain improved finance terms
check-dark-green Great for debt consolidation
Learn more

Merchant Cash Advance

Quickly raise working capital against your businesses card sales.

check-dark-green No interest rate or fixed repayments
check-dark-green Borrow up to double your monthly card sales
check-dark-green 90% approval rate
Learn more

Commercial Property Finance

Get quick access to 
property-related finance.

check-dark-green Repayment up to 30 years
check-dark-green Interest-only products available
check-dark-green 80% LTV or 100% with security
Learn more

Invoice Finance

Unlock funds tied up in outstanding invoices.

check-dark-green Up to 90% of invoices’ value
check-dark-green Your facility grows with you
check-dark-green Fast and simple to release cash
Learn more

Helping businesses like yours


We understand building a successful business can take years of dedication, be a lifelong dream or require a lightbulb moment to make it a reality. We focus on your finance, so you can make the magic happen. 

Making new business dreams come true

Helping a young entrepreneur to achieve his dream of setting up his first franchise restaurant.

white-check Secured £220k funding for a full restaurant fit-out
white-check Restaurant opened on time and serving customers
white-check Successfully found a lender despite being turned down elsewhere


Franchise Owner

quote-green Trustpilot logo

Millbrook went above and beyond on all fronts, and now my dream business has become a reality! Always available to discuss anything and have done their utmost to help achieve the goals set out to help launch my business.


Franchise Owner

Mohammed - Franchise Owner
Franchise business worker | Business finance solutions

Unlocking your business potential, together

The next chapter of your business' success story depends on the right finance partner supporting you on your journey.

Other industries

Business finance solutions for a diverse range of sectors

Do you operate in other industries? Millbrook's expert team has 60 years of collective experience helping UK businesses in a wide array of sectors to grow and thrive. Browse the range of industries we support.

Looking for business boosting content?


Explore the latest financial news, opinions and insights from our industry experts and thought leaders.

Business Finance Success Stories & Case Studies

£2.4M Asset Refinance Arranged for National Haulage Firm

The challenge A national haulage firm wanted to raise £2.4 million to fund operational expenditure Our client, a household name in the haulage and logistics industry,...

Business Finance Success Stories & Case Studies

£150,000 Business Loan Approved for Supercar Repair Business

The challenge A supercar auto-repair business needed to purchase expensive car body parts to meet demand. David* has owned his prestige car body repair business since...

Business Finance Success Stories & Case Studies

£72,000 Business Loan for Recovering Pub Approved and Paid Out in Just 48 hours!

The challenge A recovering pub needed a business loan to fund a new roof terrace in time for summer Terry and Barbara*, are a husband-and-wife landlord team from...

Business Finance Success Stories & Case Studies

Asset Finance Empowers New Restaurant Fitout

When a budding entrepreneur decided to make his restaurateur dreams a reality by opening his first restaurant as part of a franchise, Millbrook Business Finance was able...

Business Finance Success Stories & Case Studies

Helping a Car Hire Business Get Back on the Road with Asset Finance

The challenge A recovering luxury car hire business needed support to secure asset finance to update its fleet Due to the restrictions on events and social gatherings...

Business Finance Success Stories & Case Studies

Business Loan for E-Commerce Company Pays Out in Just 24 Hours!

The challenge An e-commerce business needed to urgently smooth cash flow to cover delayed invoice payments. Kristine is a director of an e-commerce business selling...