In a consumer-driven sector, ensuring your business meets customer expectations from store front to checkout requires reliable retail finance.
Check your eligibility
Businesses in the retail sector, including convenience stores, supermarkets and speciality retailers, have unique business needs when it comes to managing both their brick-and-mortar premises and their online ecommerce stores.
Our flexible retail business loans and asset and equipment finance solutions help retail businesses to meet changing customer preferences across channels, achieve income predictability, and navigate industry risks more effectively.
Get the capital you need to maintain profit margins, keep stock replenished and your customers happy.
Maintain cash flow
Cover wage costs
Buy stock or inventory
Expand the business
Harness new trends
Improve supply chain management
Invest in marketing and communications
Diversify revenue streams
Cover the costs of refurbishments, fit-outs, stockholding and equipment.
Shelving and displays
Point-of-Sale (POS) systems
Refrigeration equipment
Security systems
Lighting
Signage
Store fit-out and layout
Furniture and decor
We understand the challenges of the retail sector and the factors that can influence retail business success. Our retail finance solutions can help businesses in this space create a comprehensive shopping experience that keeps customers coming back.
Procure stock and bulk up inventory to meet customer demands and maintain a reliable supply chain.
Set up your shop's website and ecommerce store and start generating sales online.
Keep cash flow steady across all seasons with a merchant cash advance or invoice finance solutions.
Refurbish or fit-out your physical store to create a welcoming retail therapy space for customers.
Use refinance to unlock cash equity tied up in your owned assets, giving your capital a boost.
Millbrook offers more than just business loans and asset finance. We have extensive flexible financing options to meet any funding need. Browse our full range of finance products or head to our solutions overview page.
Get fast unsecured and secured business loans from £25k–£25m.
For any business purpose
Up to 10 years repayment terms
Funding approved within 8 hours
Recover from the pandemic with this government-backed initiative.
70% government backed
Up to £2m per business
Available in addition to CBILs & BBLs
Support your business growth without impacting your cash flow.
Purchase any asset
Simple application process
Repayment terms up to 7 years
Fund any vehicle purchases, from vans and lorries to supercars.
Flexible deposits available
Tailored balloon payments
Hire purchase, lease or refinance
Release cash equity from owned assets or obtain better terms on existing finance agreements.
Release cash from your equipment
Obtain improved finance terms
Great for debt consolidation
Quickly raise working capital against your businesses card sales.
No interest rate or fixed repayments
Borrow up to double your monthly card sales
90% approval rate
Get quick access to property-related finance.
Repayment up to 30 years
Interest-only products available
80% LTV or 100% with security
Unlock funds tied up in outstanding invoices.
Up to 90% of invoices’ value
Your facility grows with you
Fast and simple to release cash
An e-commerce business needed to urgently smooth cash flow to cover delayed invoice payments.
Instant approval and quick pay out
Manageable monthly repayments over 12 months
Increased loan offer of £26k to help her capitalise on the peak season
I've worked with multiple brokers over the years and Millbrook were very fast and responsive, we will stick with them for any upcoming finance needs. They secured us a reasonably priced offer in very difficult market conditions. Philip was friendly too!
The next chapter of your business' success story depends on the right finance partner supporting you on your journey.
Do you operate in other industries? Millbrook's expert team has 60 years of collective experience helping UK businesses in a wide array of sectors to grow and thrive. Browse the range of industries we support.
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