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Business Finance Success Stories
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Retail
Retail Finance for a Remarkable Customer Experience
In a consumer-driven sector, ensuring your business meets customer expectations from store front to checkout requires reliable retail finance.
Check your eligibility
Frictionless retail finance from beginning to end
Businesses in the retail sector, including convenience stores, supermarkets and speciality retailers, have unique business needs when it comes to managing both their brick-and-mortar premises and their online ecommerce stores.
Our flexible retail business loans and asset and equipment finance solutions help retail businesses to meet changing customer preferences across channels, achieve income predictability, and navigate industry risks more effectively.
Business Loans
Get the capital you need to maintain profit margins, keep stock replenished and your customers happy.
Maintain cash flow
Cover wage costs
Buy stock or inventory
Expand the business
Harness new trends
Improve supply chain management
Invest in marketing and communications
Diversify revenue streams
Asset Finance
Cover the costs of refurbishments, fit-outs, stockholding and equipment.
Shelving and displays
Point-of-Sale (POS) systems
Refrigeration equipment
Security systems
Lighting
Signage
Store fit-out and layout
Furniture and decor
Solving key industry challenges
Your one-stop retail finance shop
We understand the challenges of the retail sector and the factors that can influence retail business success. Our retail finance solutions can help businesses in this space create a comprehensive shopping experience that keeps customers coming back.
Maintain an efficient supply chain
Procure stock and bulk up inventory to meet customer demands and maintain a reliable supply chain.
Invest in your digital store front
Set up your shop's website and ecommerce store and start generating sales online.
Manage seasonal fluctuations and cover payment delays
Keep cash flow steady across all seasons with a merchant cash advance or invoice finance solutions.
Create a space for splurging
Refurbish or fit-out your physical store to create a welcoming retail therapy space for customers.
Exchange equipment for equity
Use refinance to unlock cash equity tied up in your owned assets, giving your capital a boost.
Financing solutions tailored to your needs
Millbrook offers more than just business loans and asset finance. We have extensive flexible financing options to meet any funding need. Browse our full range of finance products or head to our solutions overview page.
Business Loans
Get fast unsecured and secured business loans from £25k–£25m.
For any business purpose
Up to 10 years repayment terms
Funding approved within 8 hours
GROWTH GUARANTEE SCHEME
GGS offers flexible terms and competitive rates tailored to your specific needs.
70% government backed
Up to £2m per business
Available in addition to CBILs & BBLs
Asset & Equipment Finance
Support your business growth without impacting your cash flow.
Purchase any asset
Simple application process
Repayment terms up to 7 years
Vehicle Finance
Fund any vehicle purchases, from vans and lorries to supercars.
Flexible deposits available
Tailored balloon payments
Hire purchase, lease or refinance
Refinance
Release cash equity from owned assets or obtain better terms on existing finance agreements.
Release cash from your equipment
Obtain improved finance terms
Great for debt consolidation
Merchant Cash Advance
Quickly raise working capital against your businesses card sales.
No interest rate or fixed repayments
Borrow up to double your monthly card sales
90% approval rate
Commercial Property Finance
Get quick access to property-related finance.
Repayment up to 30 years
Interest-only products available
80% LTV or 100% with security
Invoice Finance
Unlock funds tied up in outstanding invoices.
Up to 90% of invoices’ value
Your facility grows with you
Fast and simple to release cash
Business loan paid out in just 24 hours!
An e-commerce business needed to urgently smooth cash flow to cover delayed invoice payments.
Instant approval and quick pay out
Manageable monthly repayments over 12 months
Increased loan offer of £26k to help her capitalise on the peak season
I've worked with multiple brokers over the years and Millbrook were very fast and responsive, we will stick with them for any upcoming finance needs. They secured us a reasonably priced offer in very difficult market conditions. Philip was friendly too!
Unlocking your business potential, together
The next chapter of your business' success story depends on the right finance partner supporting you on your journey.
Other industries
Business finance solutions for a diverse range of sectors
Do you operate in other industries? Millbrook's expert team has 60 years of collective experience helping UK businesses in a wide array of sectors to grow and thrive. Browse the range of industries we support.
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A husband-and-wife duo founded a residential construction business in the Scottish Highlands. Despite their success, they struggled to secure long-term financing...
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How Asset Finance Can Launch Your Business
Barry was looking to start his own packaging manufacturing company, but needed the funding to build the business from the ground up. He needed the necessary machinery,...
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How Strategic Finance Revitalised a Golf Club
A local entrepreneur saw an opportunity in a declining golf establishment that has declining facilities and poor membership retention. Seeing potential, he was looking...
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Navigating Financial Challenges in the Boat Building Sector
When a boat building company found themselves in financial uncertainty, they needed a short-term working capital injection to smooth cash flow. After reaching out to...