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Business Loans and Asset Finance For Office Fit Outs & Refurbishment

Finance for companies that want to transform their workplace with an incredible fit-out or refurbishment.

Millbrook Fit Out Finance

  • The fast application and the fact money can be released within 24 hours means you have access to finance quickly.

  • No consequences for early settlements.

  • Total control over the funding; spend the cash on any aspect of your workplace’s fit-out or refurbishment.

  • Finance for equipment, fixtures & fittings, signage, building works furniture, and more.

What Is Fit Out Finance?

Interior fit-out finance helps businesses across a wide range of industries access funds to transform their workplace. Restaurants, shops, offices, and hotels can all upgrade their interiors to race ahead of their competitors. While care homes may use the funding on a fit-out project to create a more comfortable place for residents and staff.

Finance options support businesses by preserving working capital and reducing upfront costs. This is achieved by purchasing products or services via an affordable monthly payment as opposed to utilising valuable capital. Any organisation needs a positive work environment. Office fit out finance and business loans allow you to spread the cost of a fit-out project or refurbishment. This enables you to support cash flow and invest in other areas of your business while still installing a new work environment.

How Do I Apply For Fit Out Finance Or Refurbishment?

Step 1
Check your eligibility for fit-out finance, and one of our knowledgeable account managers will meet with you to discuss your needs and provide the best financing plan for your company.

Step 2
If you need asset finance or business loans, you can select between secured and unsecured financing. After that, provide Millbrook with supporting documentation, and our team will seek approval of the most suitable finance option.

Step 3
Your account manager ensures that the monies are received as quickly as possible after the signed finance paperwork has been processed.

Step 4
After the asset finance or business loan is released, the agreement begins, and you can begin your interior fit-out project.

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How Does It Work?

The right finance option can transform any fit-out or refurbishment project. They allow businesses to purchase office furniture and update the office space while spreading the costs across monthly payments. Restaurants and hotels can improve the customer experience, retail stores can develop shop displays, and care homes can provide better care to residents.

Business loans can be used to fund any area of your organisation, while asset finance is used to fund tangible equipment or a fit-out. Use our eligibility checker when applying for either type of financing. If you’re eligible, our team uses their expertise to secure office fit out finance or funding for your refurbishment project. With the right finance solution, you can reinvest in your company to achieve your goals and ambitions.


Fit Out Finance

  • To acquire financing on fit-out or refurbishment assets, only a minimal upfront payment is necessary.
  • The cost of the project can be spread over as long as seven years with fixed monthly payments, ideal for long-term budgeting and forecasting.
  • While modernising your work environment, fit-out finance allows you to invest working capital in other aspects of your business.

Business Loans

  • You can use the funds whenever you choose and have complete control over how the money is spent.
  • While secured business loans are available, security is not always required.
  • Invest in your organisation to ensure its long-term success and expansion.


Business Loans

  • Interest rates will normally climb if you have a low credit score. Working with Millbrook ensures that you get the best offer possible, regardless of your credit score.
  • Consider all financing possibilities before taking out a commercial loan. Asset financing can be a better option for your needs.
  • Your account manager will work with you to ensure that the business loan is both cost-effective and a smart investment.

Asset Finance

  • If you fail to make a payment, the lender may repossess the asset as collateral for the loan.
  • The minimum term will almost certainly be a year.
  • Damage to the asset that isn’t covered by maintenance or servicing may necessitate payment of repairs or the purchase of insurance.

What Are The Fees And Interest Rates?

Unsecured business loans include interest rates as low as 3.2%. Because the lender will have security in the form of an asset or property, you may be able to acquire a lower interest rate if you choose the secured option. All lender fees will be set out in your contract and transparently disclosed to you. Because we are a responsible company finance provider, we do not charge any arrangement fees for your loan.

There are no arrangement fees with asset finance. However, there may be an administration fee charged of around £150 + VAT. Because the asset is utilised as security, interest rates will be lower with fit-out finance agreements, encouraging lenders to be more competitive.

Fit Out Finance & Commercial Loans For Bad Credit

Our team at Millbrook Business Finance has an industry-leading 96% approval rate for business loans and asset finance. We believe that every business deserves the chance to develop and succeed. Don’t lose out on the opportunity to invest in a fit-out project or refurbishment that transforms your work environment. Check your eligibility below, get in touch to discuss what you want from your workplace fit-out, and discover a finance solution that’s perfect for your business.

Check Eligibility

Why Choose Millbrook Finance Office Fit Out Finance Or Business Loans?

Competitive Interest Rates
Our team secures the best rates for your business thanks to our close relationship with the biggest lenders in the UK.

Remove Hidden Costs
Take away the risk of incurring hidden costs. At Millbrook Business Finance, we never charge any arrangement fees.

Dedicated Account Management
Securing the best finance option for your fit-out project or refurbishment can be stressful, but our team makes the process simple.

Unmatchable Approval Rates
Our high approval rate is industry-leading due to our experience and our access to over 80 UK-partnered lenders.