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Asset & Equipment Refinance

Asset Refinance Loans allow you to release locked-in cash equity from your owned business assets. Refinance can also be used to obtain better terms or reduced monthly repayments on existing finance agreements.

Millbrook Refinance

  • UK’s Lowest Rates

  • Finance for any sector

  • Repayment terms up to 7 years

  • Little or no deposit required

  • Finance from £5,000 - £10M ·

  • 100% refinance available

What is Asset Refinance

Asset Refinance is a popular product aimed at helping businesses release cash equity from existing business assets and generally comes in 3 forms – Asset backed loans, Sale and HP back or Sale and Lease back agreements. All are easy to arrange and involve a lender purchasing your assets and financing them back to your business. These Refinance loan solutions are particularly popular amongst small businesses who may have already financed all available assets.
Facilities are typically secured against hard assets such as vehicles, plant, CNC machinery, and Fort-lifts; however, Millbrook can additionally provide refinance against high end, super and classic cars.

Businesses of all sizes can benefit from the introduction of additional capital for a variety of reasons, including expansion, new contracts, or debt consolidation.

Asset refinance can also be used to release the shackles of a high-rate and uncompetitive finance deal. We can refinance the existing agreement with your current lender and arrange bespoke terms to fit your exact circumstances.
If you are interested in making the cash tied up in your assets work harder or would like to refinance an existing agreement on better terms, please give us a call on 0333 015 3301.

Contact Us

Plant machinery

How to apply for Asset Refinance

Step 1
Enquiry – Submit an enquiry via our online form or speak to an account manager by calling 0333 015 3301.

Step 2
Application – A finance application will be submitted to an underwriter with a decision granted typically within 48 hours.

Step 3
Approval – Finance Approved. A copy of your finance agreement is sent to you for completion.

Step 4
Payout – Upon receipt of your signed agreement we process, activate and release funds.

Why Millbrook Refinance?

Asset Refinance Finance Specialists

We have decades of refinancing experience and can finance any asset for any sector.

Industry Leading Rates

Our Asset Finance rates are some of the lowest in the UK, starting at 2.2%.

No arrangement fees

We DO NOT under any circumstances charge arrangement fees.


Our application process is simple and straightforward.