Wholesale finance solutions | Sectors

Expand and modernise with our wholesale finance solutions

From upgrading your existing systems to expanding into new locations, Millbrook's wholesale finance solutions can fund areas of opportunity that will drive your business forward.

We offer flexible and affordable business loans matched to any operational need or funding requirement. Or if it's new equipment you need, our asset finance gives you the purchasing power to acquire vital tools and tech to help you grow and thrive.

Business Loans

In this diverse sector, our wholesale business loans let you invest where it matters most.

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Inventory management

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Logistics and transportation

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Expansion and diversification

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Easing cash flow issues

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Staffing and other operational needs

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Working capital boost

Asset Finance

Ensure vehicles and systems are up to scratch and empower your staff to keep up with supply and demand.

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Material handling & packaging equipment

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Inventory management systems

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Vehicles for transportation

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Computer hardware and software

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Warehouse vehicles, tools & apparatus

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Office equipment

Solving key industry challenges

Wholesale finance solutions to keep your merchants stocked up

The wholesale sector is an essential link between UK manufacturers and retailers. To ensure companies can access the goods they need and supply chains operate smoothly, business finance is key. Our wholesale finance solutions keep things moving.

Get funded today Apply for Wholesale business finance

Purchase key stock and popular new products

Leverage wholesale financing to help to purchase the stock you need, without huge upfront costs.

Increase your workforce and cover staffing costs

Investing in people is vital for wholesalers to master procurement, storage and supply processes.

Enhance warehouse and storage facilities

Struggling with legacy systems? Overhaul inventory management to reduce risk and increase efficiency.

Overcome seasonal cash flow issues

Seasonal fluctuations make things tricky. Invoice finance and merchant cash advances are great ways to ease cash flow.

Fund your expansion plans

Leverage our flexible business loans to empower your expansion plans and remove barriers to growth.


Financing solutions tailored to your needs

Millbrook offers more than just business loans and asset finance. We have extensive flexible financing options to meet any funding need. Browse our full range of finance products or head to our solutions overview page.

Business Loans

Get fast unsecured and secured business loans from £25k–£25m.

check-dark-green For any business purpose
check-dark-green Up to 10 years repayment terms
check-dark-green Funding approved within 8 hours
Learn more

Recovery Loan Scheme

Recover from the pandemic with this government-backed initiative.

check-dark-green 70% government backed
check-dark-green Up to £2m per business
check-dark-green Available in addition to CBILs & BBLs
Learn more

Asset & Equipment Finance

Support your business growth without impacting your cash flow.

check-dark-green Purchase any asset
check-dark-green Simple application process
check-dark-green Repayment terms up to 7 years
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Vehicle Finance

Fund any vehicle purchases, from vans and lorries to supercars.

check-dark-green Flexible deposits available
check-dark-green Tailored balloon payments
check-dark-green Hire purchase, lease or refinance
Learn more


Release cash equity from owned assets or obtain better terms on existing finance agreements.

check-dark-green Release cash from your equipment
check-dark-green Obtain improved finance terms
check-dark-green Great for debt consolidation
Learn more

Merchant Cash Advance

Quickly raise working capital against your businesses card sales.

check-dark-green No interest rate or fixed repayments
check-dark-green Borrow up to double your monthly card sales
check-dark-green 90% approval rate
Learn more

Commercial Property Finance

Get quick access to 
property-related finance.

check-dark-green Repayment up to 30 years
check-dark-green Interest-only products available
check-dark-green 80% LTV or 100% with security
Learn more

Invoice Finance

Unlock funds tied up in outstanding invoices.

check-dark-green Up to 90% of invoices’ value
check-dark-green Your facility grows with you
check-dark-green Fast and simple to release cash
Learn more

Helping businesses like yours


We understand building a successful business can take years of dedication, whether it's a lifelong dream or a lightbulb moment. Millbrook focuses on your business finance needs, so you can make it a reality.

£200k loan for a world food wholesaler

An African food wholesaler needed to purchase stock and refurbish their warehouse.

£200k unsecured business loan
Funding to refurbish their warehouse and hire more staff
24 months term length

Guy McDonald

Business Finance Specialist


In just a week my client had secured the funding required to meet their business growth goals. It was so successful, we're already working on a new strategic project together!

Guy McDonald

Business Finance Specialist

Guy McDonald - Business Finance Specialist at Millbrook

£50k approved for an expanding a wholesaler's product offering

A wholesaler wanted a longer-term loan facility to purchase the stock.

white-check Business could extend their product range and increase revenue
white-check Highly competitive rate
white-check 72 months term length

Philip Booth

Business Finance Specialist

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Millbrook has multiple ways of securing funding for businesses, either through auto-decisions for speed, or if there's more complexity, manual underwriting. We tailor the process to suit your individual business needs.

Philip Booth

Business Finance Specialist

Philip Booth - Business Finance Specialist at Millbrook
Wholesale industry worker | Business finance

Unlocking your business potential, together

The next chapter of your business' success story depends on the right finance partner supporting you on your journey.

Other industries

Business finance solutions for a diverse range of sectors

Do you operate in other industries? Millbrook's expert team has 60 years of collective experience helping UK businesses in a wide array of sectors to grow and thrive. Browse the range of industries we support.

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