Empower your organisation to deliver exceptional care

Healthcare finance provides the flexibility and capital you need to enhance and expand your operations – whether you run a single care home or a nationwide group. From modernising facilities to acquiring new sites, our tailored solutions help you meet demand and strengthen your position in a vital, fast-evolving sector.

Acquire, expand or refurbish healthcare facilities

green-check

Fund ground-up developments and new sites

green-check

Adapt to meet evolving regulatory or patient needs

green-check

Strengthen your business for sustainable long-term growth

green-check

Release equity to expand or diversify your healthcare services

green-check

Secure fast, expert-led decisions with bespoke financial structuring

See our success stories Browse Millbrook's success stories - arrow icon
AdobeStock_137665327

What is healthcare finance?

Healthcare finance enables operators, investors and developers to access funding for care-related assets - including care homes, private hospitals, dental practices, pharmacies, and children’s services. These facilities can be used for acquisitions, developments, refurbishments or refinancing, helping healthcare businesses grow, modernise and continue delivering essential services to their communities.

Apply for corporate property finance - tick iconSecure your funding

Empower your organisation to deliver exceptional care

Healthcare finance provides the flexibility and capital you need to enhance and expand your operations – whether you run a single care home or a nationwide group. From modernising facilities to acquiring new sites, our tailored solutions help you meet demand and strengthen your position in a vital, fast-evolving sector.

Acquire, expand or refurbish healthcare facilities

green-check

Fund ground-up developments and new sites

green-check

Adapt to meet evolving regulatory or patient needs

green-check

Strengthen your business for sustainable long-term growth

green-check

Release equity to expand or diversify your healthcare services

green-check

Secure fast, expert-led decisions with bespoke financial structuring

See our success stories Browse Millbrook's success stories - arrow icon

Key benefits of our healthcare finance solutions

With deep sector knowledge and access to leading healthcare lenders, Millbrook structures bespoke funding across the full capital stack. Whether you’re buying, building, or refinancing, our transparent, execution-focused approach aligns capital with your long-term goals.

Get funding for your business Apply for commerce property finance - arrow icon

Purpose-built for healthcare operators

Our finance experts understand the operational and regulatory demands of care businesses, enabling us to arrange funding that supports both compliance and growth.

Scale with confidence

Whether you’re expanding your group or upgrading facilities, we deliver funding that moves with your ambitions and supports sustainable development.

Flexible funding structures

We arrange senior debt, mezzanine, equity and JV capital solutions to optimise leverage, enhance liquidity and strengthen your balance sheet. 

Beyond traditional banking

Through our network of high street banks, alternative lenders, specialist healthcare investors and private equity partners, we secure solutions where others can’t.

Proven expertise

With funding arranged from £10 million to £250 million+, we’ve delivered complex healthcare transactions across the UK and internationally – from single-site operators to multi-asset portfolios.

m-logo-trans

Funding your next major healthcare project

  

There are many ways to structure a transaction, but selecting the right funding solution for your care business requires true sector expertise.

The healthcare sector is unique - balancing operational demands, regulatory compliance, and the responsibility of delivering essential care. That’s why our team combines deep industry knowledge, a strong network of funders, and a collaborative approach to structure the right finance solution for every operator.

Our Expertise

Our Healthcare Finance specialists arrange complex, high-value funding for operators, investors, and developers across the UK healthcare and social care sectors.

white-checkmark

Funding for care home, hospital, and specialist facility acquisitions

white-checkmark

Expertise across residential, nursing, dementia, and complex care

white-checkmark

Tailored funding aligned to each organisation’s growth strategy

white-checkmark

Access to a wide network of healthcare lenders and capital providers

white-checkmark

Proven track record arranging large, multi-site transactions

Our Solutions

We deliver tailored healthcare finance solutions designed to support every stage of your growth - from acquisition and development to refinancing and expansion.

white-checkmark

Acquisition finance for care homes, hospitals, and healthcare groups

white-checkmark

Development funding for new builds, extensions, and refurbishments

white-checkmark

Refinance and equity release to enhance liquidity and support growth

white-checkmark

Capital for upgrades, repositioning, and compliance improvements

white-checkmark

Long-term funding solutions up to 20 years, including interest-only options

Our Experience

Our team has structured and arranged over £3 billion in healthcare and social care financing, supporting clients nationwide with acquisitions, developments, and refinances.

white-checkmark

Experience across private hospitals, care homes, and specialist care facilities

white-checkmark

£18 million refinance of care facilities on the South Coast

white-checkmark

£90 million refinance and equity release for a major UK care operator

white-checkmark

£205 million acquisition of a large healthcare portfolio for a global investor

white-checkmark

£35 million development funding for multiple sites in Eastern England

Our Approach

We take a partnership-led approach - combining sector insight with fast, efficient execution to deliver bespoke funding solutions that work in the real world.

white-checkmark

Dedicated healthcare sector specialists with proven expertise

white-checkmark

Funding structures built around your business objectives

white-checkmark

Relationships built on trust, transparency, and long-term support

white-checkmark

Access to high street, alternative, and private equity lenders

white-checkmark

End-to-end guidance from initial enquiry through to completion

Why Millbrook's healthcare finance is different

 

Our healthcare finance team takes the time to understand your organisation’s specific funding needs, leveraging deep sector expertise and a global network of healthcare lenders across the capital stack to structure tailored solutions - delivering financing with certainty, speed, and precision.

Repayment terms icon

Vastly
experienced team

Dedicated Account Managers icon

Remarkable
track record

Interest-only options icon

Global network
of funders

Quick and easy finance application process icon

Direct access
to team leaders

Uo to 8% loan to value icon

Sophisticated
funding solutions

Fixed and variable rate options icon

Market-leading
leverage and pricing

FAQS

Healthcare Finance

What is Healthcare Finance? faq_arrow

Who can apply for Healthcare Finance? faq_arrow

What can Healthcare Finance be used for? faq_arrow

How much can I borrow for Healthcare Finance? faq_arrow

Can Healthcare Finance be used for new developments? faq_arrow

How does refinancing work in the healthcare sector? faq_arrow

What information do lenders require for a healthcare finance application? faq_arrow

How long does it take to arrange Healthcare Finance? faq_arrow

Why choose Millbrook Business Finance for Healthcare Finance? faq_arrow

Does Millbrook offer Corporate Property Finance to other sectors? faq_arrow

Ready to proceed?

Speak to our corporate property finance experts today

Check Eligibility
mill-faq-module

Apply for corporate property finance with Millbrook

 

Ready to apply for funding? Our corporate property finance experts look forward to matching you with a solution that meets your needs and ambitions.

Start your application for commercial property finance - tick icon Start your application

Need a different business finance solution?

Millbrook does more than just property finance. We have an array of flexible business financing options to meet any requirement. Head to our solutions overview page or browse the options below.

BUSINESS LOANS

Get fast unsecured and secured business loans from £20k–£25m.

check-dark-green For any business purpose
check-dark-green Up to 10 years repayment terms
check-dark-green Funding approved within 8 hours
Learn more

GROWTH GUARANTEE SCHEME

GGS offers flexible terms and competitive rates tailored to your specific needs.

check-dark-green 70% government backed
check-dark-green Up to £2m per business
check-dark-green Available in addition to CBILs & BBLs
Learn more

ASSET & EQUIPMENT FINANCE

Support your business growth without impacting your cash flow.

check-dark-green Purchase any asset
check-dark-green Simple application process
check-dark-green Repayment terms up to 7 years
Learn more

VEHICLE FINANCE

Fund any vehicle purchases, from vans and lorries to supercars.

check-dark-green Flexible deposits available
check-dark-green Tailored balloon payments
check-dark-green Hire purchase, lease or refinance
Learn more

Refinance

Release cash equity from equipment or obtain better terms on existing finance agreements.

check-dark-green Release cash from your equipment
check-dark-green Obtain improved finance terms
check-dark-green Great for debt consolidation
Learn more

MERCHANT CASH ADVANCE

Quickly raise working capital against your company's card sales.

check-dark-green No interest rate or fixed repayments
check-dark-green Borrow up to double your monthly card sales
check-dark-green 90% approval rate
Learn more

COMMERCIAL PROPERTY FINANCE

Get quick access to property-related finance.

check-dark-green Repayment up to 30 years
check-dark-green Interest-only products available
check-dark-green 80% LTV or 100% with security
Learn more

INVOICE FINANCE

Unlock funds tied up in outstanding invoices.

check-dark-green Up to 90% of invoices’ value
check-dark-green Your facility grows with you
check-dark-green Fast and simple to release cash
Learn more

Need help choosing the right finance solution for your business?

Business finance can be complicated. To help you make sense of the options available, we've created this handy interactive Business Finance Checklist.

Download now Download Millbrook's Business Finance Checklist - arrow icon
checklist-mockup-small

Looking for business boosting content?

 

Explore the latest financial news, opinions and insights from our industry experts and thought leaders.

Business Finance Success Stories

£517,000 In Business Finance Loans To Support A Sustainable Builder

When Ryan, the founder of a sustainable building business, faced barriers to accessing the finance he needed, a referral led him to Millbrook — and the beginning of a...

Business Finance Success Stories

£4.2m Arranged Through Secured Business Loans and Refinance

When a metal recycling plant found itself weighed down by expensive debt and a need for additional capital, they turned to Millbrook for a solution. In this client...

Business Finance Success Stories

Securing a Commercial Property Mortgage For a New Entertainment Venue

When a London-based entertainment start-up sought financing to acquire its first commercial property, they faced significant challenges due to their new venture status....

Business Finance Success Stories

Scaffolding Firm Secures £364K Through Growth Guarantee Scheme

In the competitive construction industry, securing adequate funding is often a significant hurdle. A London-based scaffolding company faced this challenge head-on when...

Business Finance Success Stories

Recruitment Funding Solutions for Business Growth

In the face of numerous challenges, including the global impact of Covid-19 and a significant fire at their storage facility, this noise, vibration, and acoustic...

Business Finance Success Stories

Accelerating Growth For A Taxi Firm Through Clever Financing

A UK based taxi company was looking to expand their business to meet the demands of the market. The director was in search of financing solutions that would allow the...